Legal Services

Banking & Finance

Legal support for banking, lending and financial transactions.

Overview

How We Can Help

Our banking and finance practice advises lenders, borrowers, financial institutions and investors on a wide range of financing transactions across the UAE and Egypt. We combine technical legal expertise with a deep understanding of regional banking practice to deliver efficient, commercially-sound advice.

Jurisdictions
  • United Arab Emirates
  • DIFC
  • ADGM
  • Egypt
  • Cross-Border
Who this service is designed for

Focused advice for consequential decisions

  • Lenders and financial institutions structuring or documenting financing transactions.
  • Borrowers and corporates negotiating facility terms or security arrangements.
  • Businesses requiring advice on banking regulatory requirements in the UAE or Egypt.
Key issues to address early

Clarity before risk becomes entrenched

  • Structuring security arrangements that are enforceable and appropriately perfected under applicable law.
  • Ensuring financing documentation reflects the agreed commercial terms and manages regulatory risk.
  • Navigating CBUAE, CBE and DIFC/ADGM regulatory requirements for financial institutions and their clients.
Detailed Services

What We Do

01

Loan Documentation

Drafting and negotiation of facility agreements, term loan documentation, revolving credit facilities and syndicated loan documentation.

02

Security & Collateral

Advice on security structures, including mortgages, pledges, assignments and guarantees under UAE and Egyptian law.

03

Islamic Finance

Legal support for Sharia-compliant financing structures including Murabaha, Ijara, Musharaka and Sukuk transactions across the UAE and Egypt.

04

Trade Finance

Advice on trade finance instruments including letters of credit, bank guarantees, performance bonds and documentary collections.

05

Project Finance

Legal support for project finance transactions, including infrastructure, energy and real estate project financing in the UAE and Egypt.

06

Regulatory Advisory

Advice on banking regulatory requirements, CBUAE and CBE regulations, licensing requirements and compliance obligations for financial institutions.

Our Approach

How We Work

Banking and finance transactions require precision and speed. We work efficiently to deliver high-quality documentation and advice that meets the commercial timelines of our clients, while ensuring that all legal and regulatory requirements are fully addressed.

Regional and cross-border considerations

UAE financing transactions may be governed by onshore UAE law, DIFC law or ADGM law, each with distinct security, enforcement and regulatory frameworks. Islamic finance structures require Sharia compliance alongside legal enforceability. Egyptian banking transactions operate under CBE regulations and Egyptian civil law, with security and enforcement mechanisms that differ from those available in the UAE. Cross-border financing arrangements involving both jurisdictions require careful structuring to ensure enforceability in each market.

FAQ

Common Questions

Structure your financing with confidence

Discuss your banking or finance transaction with FB Legal Group.